Find the finance that fits your life
Burgundy House
Burgundy House is a Melbourne-based mortgage broking service led by Matthew Gallagher .
With a background in both accounting and finance - and as the founder of Stirling Tax & Accounting - Matthew brings a broader perspective to home lending — helping clients understand not just what they can borrow, but how it fits into their overall financial position.
That means conversations go beyond interest rates.
We look at structure, tax implications, and long-term outcomes — particularly for clients building wealth through property.
More than just a broker
Alongside mortgage advice, Burgundy House provides:
Access to a wide panel of lenders (major banks and smaller specialists)
Guidance on structuring loans for investment and tax effectiveness
Property insights and reports to support your decision-making
Ongoing support well beyond settlement
The goal isn’t just to get a loan approved — it’s to set things up properly from the start.
A different kind of experience
For many people, getting a home loan can feel overwhelming.
At Burgundy House, the focus is on making the process clear and manageable.
Matthew is known for his calm, patient approach — taking the time to explain things properly, answer questions (as many times as needed), and make sure you feel confident at every step.
We also use practical tools during meetings — including simple handouts and real examples — to break down more complex concepts like offsets, redraw, and loan structure.
Our process
We keep things structured, but flexible depending on where you’re at.
1. Initial chat
We start with a quick call to understand your situation and prepare for a more detailed discussion.
2. Strategy meeting
Usually in person (or virtual if needed), we walk through your borrowing capacity, costs, loan options, and the full process — so you know exactly what to expect.
3. Recommendations
We shortlist a small number of suitable lenders and explain the pros and cons of each.
4. Application & approval
Once you’re ready, we handle the paperwork and guide you through pre-approval.
5. Purchase & settlement
We work alongside the bank and your conveyancer to keep everything moving smoothly.
6. Ongoing support
After settlement, we check in and continue to review your loan over time to keep it competitive.